Jump to Navigation

Insurance Claim DOs and DON'Ts

Chicago Car Accident Insurance Personal Injury Lawyer

The attorneys at Cogan & McNabola, P.C., provide more than 25 years of experience successfully representing people injured in car and motor vehicle accidents throughout Illinois. Over the years, we have answered thousands of questions about the best way to work with the insurance company following an accident.

We present these tips as a basic list of what to do and what not to do when making a claim against an insurance company, following a motor vehicle accident. To discuss your specific case, contact us to arrange a free consultation with one of our attorneys today.

When preparing to deal with an insurance agency regarding filing for damages after an accident:

  • Do contact your insurance company immediately with all details of the accident, including the other driver's insurance information and the contact information of everyone involved in the accident.
  • Do follow your doctor's orders for medical care and treatment precisely.
  • Do make sure the police report is accurate. You have the right to read the report. Check it over carefully to make sure important details are accurate and complete.
  • Do keep all records of the police report, witness contact information and medical records in a single file folder.
  • Do schedule a legal consultation to discuss your case with an experienced Illinois car accident injury lawyer as soon as possible.

What NOT to Do:

  • Do not skip any medical appointments or ignore your doctor's prescribed treatment.
  • Do not engage in any personal settlement negotiations with the other party.
  • Do not sign anything sent to you by the insurance company without an attorney's review and approval.
  • Do not cash any settlement check sent to you by the insurance company without your attorney's advice and approval.
  • Do not try to handle your property damage claim separately from your personal injury claim. Let your personal injury litigation attorney handle everything.

Learn more about motor vehicle accident injury litigation at these information pages:

We Offer a No-Cost, No-Pressure, No-Obligation Consultation to Discuss Your Rights

From our offices in downtown Chicago our personal injury litigation attorneys represent clients in communities throughout Cook County and Illinois. Learn more about ways we can help you receive the compensation you need for your physical and financial recovery. Contact us today to schedule a free initial consultation.

Our Results $475 Million
  • $14 Million
    For the family of a mother who died during child birth. Her newborn baby also suffered irreversible brain damage during the delivery at a Chicago hospital.
  • $11.4 Million
    Plaintiff was having a cervical fusion revision at Northwestern Memorial Hospital when his head dropped from neutral to 80 degrees.
  • $10.121 Million
    A Cook County jury returned the verdict in favor of a 72 year-old grandmother rendered wheelchair-dependent after a car vs. truck accident.
  • $10.1164 Million
    A 17 year-old girl was killed when she was struck by a vehicle which had previously collided with a Greyhound bus which was traveling too fast for conditions.
  • $ 7.875 Million
    A 64 year-old woman went to Swedish Covenant Hospital's ER with knee pain. She was treated and discharged. The hospital delayed the diagnosis and treatment of meningitis. The patient suffered a stroke and severe disability.
more results
How Can We Help? Referrals

We welcome clients who have been referred to our law firm by our peers. A large percentage of our firm's clients are referred to us by our attorney colleagues. We firmly believe other firms feel confident sending clients to our firm because of our effective and aggressive client advocacy.

Learn More
Contact Us

Cogan & McNabola, P.C.
Attorneys at Law

55 West Wacker Drive, 9th Floor
Chicago, IL 60601
Phone: 312-629-2900
Toll Free: 800-704-2900
Fax: 312-629-2916
Map and Directions

Privacy Policy | Legal Marketing by FindLaw, a Thomson Reuters business.