No-Fault Auto Insurance

Chicago Car Accident Injury Insurance Claims Lawyer

Illinois is one of many states that have not passed a no-fault insurance law for motor vehicle accident claims. Illinois insurance coverage operates a system of modified comparative negligence tort law. In general, persons injured in an accident are entitled to pursue a claim for financial damages up to a percentage of fault assigned to the negligent driver in the accident. For example, if the other driver was determined to be 90 percent at fault for the accident, but you shared 10 percent of the fault, you are entitled to seek compensation from the opposing insurance company equal to 90 percent of your financial damages.

The Required Amount of Auto Insurance in Illinois Is Often Not Enough

Under current Illinois law, all drivers are required to carry a minimum of $20,000 coverage for bodily injury liability, per person injured, up to a total of $40,000. In addition, state law also requires every policy to include $20,000 additional coverage for uninsured or underinsured motorist (UIM) claims. In today's world, however, the coverage rarely covers the full extent of financial damages for serious injuries or wrongful death. Claiming additional compensation to cover a lifetime of injury and loss requires aggressive strategies and knowledge of the Illinois insurance litigation.

If you were injured in a motor vehicle accident in Illinois, talk to an attorney at Cogan & McNabola, P.C., Attorneys at Law, in Chicago. Our attorneys offer more than 25 years of experience representing people in personal injury claims involving complex policy coverage issues and underinsured motorists.

We Offer a No-Cost, No-Pressure, No-Obligation Consultation to Discuss Your Rights

From our offices in downtown Chicago our personal injury litigation attorneys represent clients in communities throughout Cook County and Illinois. Learn more about ways we can help you receive the compensation you need for your physical and financial recovery. Contact us today to schedule a free initial consultation.

$14 Million
For the family of a mother who died during child birth. Her newborn baby also suffered irreversible brain damage during the delivery at a Chicago hospital.
$11.4 Million
Plaintiff was having a cervical fusion revision at Northwestern Memorial Hospital when his head dropped from neutral to 80 degrees.
$10.121 Million
A Cook County jury returned the verdict in favor of a 72 year-old grandmother rendered wheelchair-dependent after a car vs. truck accident.
$10.1164 Million
A 17 year-old girl was killed when she was struck by a vehicle which had previously collided with a Greyhound bus which was traveling too fast for conditions.
$ 7.875 Million
A 64 year-old woman went to Swedish Covenant Hospital's ER with knee pain. She was treated and discharged. The hospital delayed the diagnosis and treatment of meningitis. The patient suffered a stroke and severe disability.

Cogan & McNabola, P.C., Attorneys at Law, provides legal advice and representation for clients in Chicago and communities throughout Cook County and the state of Illinois, including Stickney, Berwyn, Forest View, Oak Park, Hometown, Evergreen Park, Bedford Park, Wheaton, Waukegan, Springfield, Skokie, Schaumburg, Rockford, Peoria, Naperville, Joliet, Evanston, Elgin, Bloomington, Aurora, Arlington Heights and Decatur.